Experian®: The Credit Experts

Experian®: The Credit Experts

By Experian

  • Category: Finance
  • Release Date: 2016-05-16
  • Current Version: 4.0.19
  • Adult Rating: 4+
  • File Size: 218.43 MB
  • Developer: Experian
  • Compatibility: Requires iOS 15.0 or later.
Score: 4.84018
4.84018
From 2,190,675 Ratings

Description

Get your Experian credit report and FICO® Score* with a free Experian membership—no credit card needed! Learn how to instantly raise your FICO Score with Experian Boost®ø, get notified about changes to your credit and more. You can even open a new Experian Smart Money™ Digital Checking Account—it’s FDIC insured with no monthly fees or minimum balance¶ (see terms at experian.com/legal). GET STARTED FOR FREE • Experian credit report & FICO® Score* Check your FICO Score and credit report anytime, anywhere—it won’t hurt your credit. Sign in for updates every 30 days. See what factors help or hurt your FICO Score, and actions to take for better credit. • Experian Boost®ø Raise your FICO® Score* using bills like your cell phone, utilities, video streaming services & eligible rent payments. • Experian Smart Money™¶ The Experian Smart Money™ Digital Checking Account helps you build credit without debt by automatically connecting to Experian Boostø! • Credit monitoring Stay informed with push notifications if your FICO® Score* changes, accounts are opened in your name or new inquiries appear on your credit report. • Money management Connect external bank & credit card accounts to see all your income, transactions and balances in one place. • Marketplace^ Compare credit card, loan or insurance options matched to your unique credit profile. PREMIUM BENEFITS • Bill negotiation & subscription cancellation** Save time and money when our experts negotiate your bills to get your best price! We'll even cancel subscriptions you no longer use. • Experian CreditLock*** Protect against identity theft by locking your Experian credit file. We’ll alert you in real time if someone tries to apply for credit in your name while your file is locked. TERMS See experian.com/legal for Terms of Use Agreement, Privacy Policy, Cardholder Agreement & Disclosures. ¶The Experian Smart Money™ Debit Card is issued by Community Federal Savings Bank (CFSB), pursuant to a license from Mastercard International. Banking services provided by CFSB, Member FDIC. Experian is a Program Manager, not a bank. ‡To be eligible for the $50 bonus, your Experian Smart Money™ Digital Checking Account must be credited with at least $1,000 in direct deposits within 45 business days of opening your account, and your account must stay active and in good standing at the time the bonus is paid. The bonus will be deposited into your account within 10 business days, once earned. Terms and conditions apply. øResults will vary. Not all payments are boost-eligible. Some users may not receive an improved score or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost®. *Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8 or another type of credit score altogether. **Results will vary. Not all bills or subscriptions are eligible for negotiation/cancellation. Savings are not guaranteed, and some may not see any savings. ***Experian CreditLock is a separate service from Security Freeze: experian.com/freeze/center.html. Learn about the differences between them: experian.com/blogs/ask-experian/whats-the-difference-between-freezing-or-locking-my-credit/ ^Based on FICO® Score 8 model. Approval is not guaranteed. Some may not see savings from improved interest rates. Offers are not available in all states. ©2023 Experian. All rights reserved. Experian. Experian and the Experian trademarks used herein are trademarks or registered trademarks of Experian and its affiliates. The use of any other trade name, copyright, or trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentioned herein are the property of their respective owners. Licenses & Disclosures: experian.com/help/cm-licenses-and-disclosures.html

Screenshots

Reviews

  • 👌

    5
    By Yordany Romero
    Me gustaría que fuese en Español también Es Perfecta 👌
  • Amazing

    5
    By g's thoughts'
    Saving my life by educating and assisting me through the journey of learning about credit in america
  • Will charge you and not give you a membership

    1
    By Nittehh
    I paid for a member ship, didn’t get one, then customer service didn’t understand what I was saying literally , canceled my membership that wasn’t active and now I just gave this credit company 30$ to get absolutely nothing out of it and put on hold for hours. Terrible. App Terrible service.
  • Not terrible, but

    3
    By CowboyPresident
    I had to pay my subscription before downgrading and if you don’t do it that way then you gotta jump through a few loops to do so.
  • Great App

    5
    By 2024mlw
    Helps me realize what I need to work on to build my credit back to where it should be.
  • Good

    5
    By wrapdaddy
    Helps you stay on top of your credit
  • DO AVOID

    1
    By Mr. NSA
    They will give u a free trial and allow u to freeze ur report and then lock u out if u don’t pay after the trial is up and u cannot unfreeze ur report. So u cannot get any type of loans. Get ur reports elsewhere. It’s criminal and I’m reporting it as such
  • Credit Score

    1
    By Snoah403
    My credit score fluctuated between 10 points across all 3 credit bureaus used by this app. I applied for a loan but my interest rate was astronomical and the credit score was not the same with this third party lender. In fact it was over 150 points less. So, what is my real credit score, are your third party partners committing fraud to get higher interest rates, how is this accurate and fair? Not at all impressed. Also, they suggest credit cards for you. 2 of four did not approve me. This app is a shot in the dark as far as I am concerned and I would not recommend it to my worst enemy. This app has actually helped my credit score get worse in some respects because you can’t trust the apps recommendations. They don’t care about helping your credit. From what I’ve listed above it’s only fair to assume that they are more interested in making money from their partners and subscription fees. THINK TWICE BEFORE TRUSTING THE SUGGESTIONS BY THIS APP
  • Great app

    5
    By rpdr.
    Easy to use get your Experian scores quickly. Good monitor
  • Unable to speak to a human

    1
    By SleevedLeslie
    I’m sure this is an age old complaint I have found it all over the Internet, but it is extremely frustrating not to be able to talk to a human being doing normal business hours and your problems still not be resolved for a service that you paid for monthly. This is absolutely unacceptable when the majority of Americans lives hinge on the use of these cheesed up credit reporting bureaus.

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